our terms
1. Services We Provide
Lifed Pty Limited ("Lifed") ABN 61 684 255 230 acts as a facilitator, connecting you with insurance providers, including but not limited to Life Insurance Direct Australia Pty Ltd, to help you explore life insurance options. We do not issue insurance policies directly but work with third-party providers to assist in securing coverage that suits your needs.
2. Use of Website
By using our website, you agree that:
- You are at least 18 years old and capable of entering into a legally binding agreement.
- All information you provide is accurate, complete, and up-to-date.
- You will not use our website for unlawful purposes or in a way that infringes on the rights of others.
- We reserve the right to suspend or terminate access to our website if we suspect any misuse.
3. No Financial Advice
The information provided on our website is for general informational purposes only and does not constitute financial, legal, or insurance advice. You should consult a qualified professional for advice tailored to your specific circumstances before making any decisions regarding insurance products.
4. Third-Party Providers and Referral Fees
We may provide your personal information to insurance providers to facilitate quotes or applications. These providers operate independently and have their own terms and privacy policies, which you should review. Lifed is not responsible for the actions, omissions, or services of third-party providers.
When we refer you to an insurance provider, we may receive a Referral Fee as a consequence of the referral.
5. Marketing Communications
By providing your contact details, you consent to receive marketing communications from us, including emails and SMS, about our services and relevant insurance products. You can opt out of these communications at any time by clicking the unsubscribe link in the message or contacting us directly.
6. Limitation of Liability
To the maximum extent permitted by law, Lifed:
- Is not liable for any loss, damage, or expense arising from the use of our website or services, including decisions made based on the information provided.
- Is not responsible for the actions or performance of third-party providers.
- Our liability is limited to the re-supply of services or the amount paid (if any) for our services, whichever is less.
7. Intellectual Property
All content on this website, including text, graphics, logos, and software, is the property of Lifed or its licensors and is protected by copyright and other intellectual property laws. You may not copy, reproduce, distribute, or use any content without prior written consent.
8. Privacy Policy
Our Privacy Policy outlines how we collect, use, and disclose your personal information. By using our services, you consent to our Privacy Policy, which is incorporated into these Terms and Conditions.
9. Changes to Terms
We may update these Terms and Conditions from time to time. Changes will be effective immediately upon posting to our website. It is your responsibility to review these terms periodically.
10. Governing Law
These Terms and Conditions are governed by the laws of NSW, Australia. Any disputes will be subject to the exclusive jurisdiction of the courts in that jurisdiction.
11. Contact Us
If you have any questions about these Terms and Conditions, please contact us:
Email: getlifedup@lifed.com.au
Phone: 0410 628 354
