Pay from super or from your pocket
$1m cover from $1/day**Based on a 38-year-old female non-smoker in NSW with no pre-existing conditions.
Life insurance often starts with moments like these.
On Facebook and Instagram. Join the movement to Get Lifed up
Flexible payment options mean you can pay directly. Or through your superannuation.
Life Insurance helps cover the financial burden of your loss for the people who matter most in your life.
No pressure. Just an idea of what they would be left with.
See how others are sharing their experience with Lifed.
Find quick answers to the most common questions below. If you need further help, feel free to contact us.
Life Insurance provides monetary support to your family and beneficiaries in the event of your untimely death. It ensures that your loved ones are protected by offering a lump sum payout to cover expenses such as a mortgage, school fees and daily expenses. Life insurance offers peace of mind and financial stability for those left behind.
How much life insurance you need depends on a number of factors including dependents, income, debts and your lifestyle. A common rule of thumb is to have life insurance coverage 10x your annual income though everyone’s circumstances are different and you should seek advice to understand how much cover you need.
Most Super funds automatically provide life insurance (and TPD) as part of their policies as long as you meet certain criteria.
You can check to see if you have life insurance through your Super policy by:
1. Logging into your Super account and looking for insurance cover.
2. Checking your annual Super statement or reviewing the PDS as part of your Super policy.
3. Contacting your Super fund.
For more information about default life insurance through superannuation click here.
Under writing is the process where insurers evaluate the risk of providing life insurance for an individual and decide on the level of coverage. Factors such as an individual’s health, occupation, lifestyle and history will determine the premium and coverage amounts. Underwriting seeks to balance providing fair pricing and sufficient coverage, and the insurer’s risk.
Typically it is free to get a life insurance quote and all life insurance quotes are free through Lifed.
We use Australia's biggest insurers so you can get the best life insurance policy for you and your family with flexible payment options: direct or through your superannuation. No need to switch Super funds.
At Lifed, we're dedicated to helping Australians understand their life insurance options and take action.
Through our partnership with Nexa Life Solutions , we have access to some of Australia's largest insurers and competitive pricing.
Whether through Superannuation or a retail policy, our goal is to ensure every Australian is sufficiently covered and getting the best deal possible.